{"id":19771,"date":"2026-02-12T08:59:46","date_gmt":"2026-02-12T08:59:46","guid":{"rendered":"https:\/\/www.ahmadiyya-islam.org\/al\/?post_type=faqs&p=19771"},"modified":"2026-02-17T10:43:02","modified_gmt":"2026-02-17T10:43:02","slug":"kur-konsiderohet-kamata-bankare-e-ndaluar-ne-islam-interesi-bankar-sipas-islamit","status":"publish","type":"faqs","link":"https:\/\/www.ahmadiyya-islam.org\/al\/pyetje\/kur-konsiderohet-kamata-bankare-e-ndaluar-ne-islam-interesi-bankar-sipas-islamit\/","title":{"rendered":"Kur konsiderohet kamata bankare e ndaluar n\u00eb Islam? Interesi bankar sipas Islamit"},"content":{"rendered":"

(Nj\u00eb zonj\u00eb e pyeti Hazret Mirza Masrur Ahmedin (aba), Kalif i Pest\u00eb i Xhematit Musliman Ahmedia, lidhur me fitimin e marr\u00eb nga bankat shtet\u00ebrore dhe private, dhe n\u00ebse ky fitim hyn n\u00eb kategorin\u00eb e kamat\u00ebs [arab. \u201criba\u201d] apo jo. Kalifi i nderuar (aba), n\u00eb letr\u00ebn e tij t\u00eb dat\u00ebs 23 gusht 2021, dha p\u00ebrgjigjen e m\u00ebposhtme p\u00ebr k\u00ebt\u00eb \u00e7\u00ebshtje).<\/p>\n

Vendosja e parave n\u00eb nj\u00eb bank\u00eb ose n\u00eb nj\u00eb institucion tjet\u00ebr financiar me kushtin q\u00eb t\u00eb merret dividend vet\u00ebm me nj\u00eb norm\u00eb fikse t\u00eb paracaktuar \u00ebsht\u00eb nj\u00eb marr\u00ebveshje e palejuar, sepse ky fitim hyn n\u00eb kategorin\u00eb e kamat\u00ebs [arab. \u201criba\u201d].<\/p>\n

Megjithat\u00eb, n\u00ebse parat\u00eb depozitohen n\u00eb nj\u00eb bank\u00eb ose n\u00eb nj\u00eb institucion financiar me kusht t\u00eb ndarjes s\u00eb fitimit dhe t\u00eb humbjes, si\u00e7 \u00ebsht\u00eb rasti me llogarit\u00eb PLS (Profit and Loss Sharing \u2013 Ndarje Fitimi dhe Humbjeje) n\u00eb Pakistan, at\u00ebher\u00eb fitimi i marr\u00eb nga nj\u00eb llogari e till\u00eb nuk konsiderohet kamat\u00eb dhe personi mund ta p\u00ebrdor\u00eb at\u00eb p\u00ebr nevojat e tij personale.<\/p>\n

P\u00ebrve\u00e7 k\u00ebsaj, duke qen\u00eb se bankat dhe institucionet financiare shtet\u00ebrore e investojn\u00eb kapitalin e tyre n\u00eb projekte me karakter publik p\u00ebr t\u00eb mir\u00ebn e t\u00eb gjith\u00eb vendit, p\u00ebrfiton prej tyre jo vet\u00ebm individi q\u00eb depoziton parat\u00eb e tij, por edhe t\u00eb gjith\u00eb qytetar\u00ebt e tjer\u00eb. Gjithashtu, investimet e k\u00ebtyre bankave dhe institucioneve financiare shtet\u00ebrore \u00e7ojn\u00eb n\u00eb rritjen e ekonomis\u00eb s\u00eb vendit dhe krijojn\u00eb m\u00eb shum\u00eb mund\u00ebsi pun\u00ebsimi, gj\u00eb q\u00eb sjell rritje t\u00eb t\u00eb ardhurave shtet\u00ebrore.<\/p>\n

N\u00eb nj\u00eb situat\u00eb t\u00eb till\u00eb, ku k\u00ebto banka dhe institucione financiare shtet\u00ebrore ndajn\u00eb fitimet e tyre me publikun dhe me individ\u00ebt privat\u00eb q\u00eb depozitojn\u00eb para te to, dhe u japin nj\u00eb pjes\u00eb t\u00eb caktuar t\u00eb fitimit mbajt\u00ebsve t\u00eb llogarive, kjo \u00ebsht\u00eb e lejueshme. Ky fitim nuk hyn n\u00eb kategorin\u00eb e kamat\u00ebs dhe personi mund ta p\u00ebrdor\u00eb at\u00eb p\u00ebr nevojat e tij personale.<\/p>\n","protected":false},"excerpt":{"rendered":"

Rastet kur kamata ose interesi nga depozitat bankare lejohet dhe nuk lejohet sipas fes\u00eb Islame. Kamata \u00ebsht\u00eb e ndaluar n\u00eb Kuranin e Shenjt\u00eb.<\/p>\n","protected":false},"featured_media":19772,"parent":0,"template":"","tags":[],"faq_cat":[450,448],"authors":[458],"content_source":[555],"class_list":["post-19771","faqs","type-faqs","status-publish","has-post-thumbnail","hentry","topics-islami-dhe-ekonomia","topics-fikhu-jurisprudenca","faq_cat-pyetje-rreth-fikhut","faq_cat-pyetje-te-shpeshta-faq","authors-hazret-mirza-masrur-ahmed","content_source-alhakam"],"acf":[],"yoast_head":"\nKur konsiderohet kamata bankare haram n\u00eb Islam? Interesi bankar sipas Islamit<\/title>\n<meta name=\"description\" content=\"Rastet kur kamata ose interesi nga depozitat bankare lejohet dhe nuk lejohet sipas fes\u00eb Islame. 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